Digital first banking
products
Seamless APIs and intelligent solutions for modern ledgers
Highlights
Use Cases
A multi-currency, multi-level hierarchy for neo bank accounts, providing an advanced structure to cater to diverse financial needs. Real-time APIs empower efficient management of these accounts, ensuring swift and accurate transactions. With a comprehensive interface, it offers a unified perspective of cash, optimizing liquidity management processes.
Platform facilitates seamless management of customer wallets, enabling effortless payments and fund transfers. Through APIs, the process of creating digital wallets is streamlined, simplifying onboarding. These wallets operate with multi-currency capabilities, enhancing their versatility. Additionally, the system allows for merchant reserve allocation based on risk assessment for refunds and chargebacks, ensuring a secure and balanced financial environment.
Leveraging FinHub platform, you can transform banking capabilities into APIs for monetization. This approach opens avenues to provide digital-first financial products and services, expanding offerings and reaching a broader customer base.
Our solution empowers to APIfy balance data, simplifying access and integration. It also facilitates intricate balance calculations, supporting advanced financial computations. Furthermore, this functionality opens doors for data monetization, unlocking new value from balance information.
- Flexibility to create and manage products for virtual ledger mapping
- Flexibility to manage payouts with and without reserves/chargebacks/refunds
- Virtual ledger maintenance using file uploads or online channel
- Allow for single or multiple level hierarchy in virtual ledger structure
- Limit managements on wallets for daily, monthly and yearly for debit and credit
- Multi currency management for virtual ledgers
- Separate profiles/integrated KYC/limits for KYC and non-KYC customers
- Reconciliation against physical account
